Commercial Insurance
Property
Commercial Property is a crucial insurance coverage to protect your commercial buildings, contents, and business income. Not insuring, or underinsuring, your commercial property can be a dire mistake, so it is important to carry sufficient Commercial Property coverage.
Inland Marine
Commercial Inland Marine coverage protects your business’ equipment: anything from tractors to heavy machinery. If your business possesses valuable equipment, it is important to make sure it is covered in case of damage or loss.
Church
It is important to make sure that your church or religious organization is covered with the appropriate insurance coverages. Church packages can tailor property, liability, auto, and more to specifically meet the unique insurance needs of a church or religious organization.
Fiduciary Liability
Fiduciary Liability coverage protects you and your company from fiduciary related claims of mismanaging your employee benefit plan.
Liability
Commercial General Liability protects your business from liability that occurs on your premises or from your business operations. It is important to carry this coverage in order to protect your business from losses ranging from slip-and-fall accidents to job-site property damage and everywhere in between.
Auto
Commercial Automobile Liability coverage covers your business for liability arising from bodily injury or property damage caused by an automobile accident. This coverage can also provide recovery from accidents with uninsured motorists or those carrying insufficient insurance limits. It is crucial to carry sufficient Commercial Automobile Liability limits to protect your business from any liability arising from automobile operations.
Cyber Liability
Every business should have cyber liability insurance to protect them liability that may arise from hackers, viruses, and unintended data disclosure.
Employment Practices Liability
Employment Practices Liability Insurance covers you in the event of claims made by employees of discrimination or other wrongful employment practices.
Worker’s Comp.
Worker’s Compensation protects you and your employees from the medical costs of on-the-job injuries. It is important to pay attention to your Worker’s Compensation policy, because although premium rates are government regulated, dividend programs may be available to save your business money.
Umbrella
It is important to have enough liability coverage to protect your company assets. We can assist you in building a good wall of protection by purchasing commercial umbrella liability insurance.
Directors & Officers
Directors and officers liability insurance is coverage payable to the directors and officers of your company as reimbursement for defense costs in the event you suffer such a loss as a result of legal action brought for your actions as a director or officer.
Kidnap & Ransom
Kidnap and Ransom Insurance provides coverage in the event of kidnapping, extortion, wrongful detention, and hijacking.